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The best thing about owning a bike is its ease of maneuverability. Getting around and even parking is usually a breeze if you know what you’re doing.
Motorcycles are small, so they have some vulnerability. It’s not unheard of to have a motorcycle tip over by it’s owner by accident. It’s also not unheard of to have your motorcycle tipped over by someone else who was being negligent.
What should you do if someone tips over your motorcycle? If someone tips over your motorcycle, you’ll need to get their insurance information if it was done by their vehicle. If they tipped it over without a vehicle, you’ll need to attempt to negotiate compensation from them. If you don’t know how your motorcycle tipped over, contact your own insurance and see if they will cover the damages.
I’ve had to deal with my fair share of tipped over motorcycles. It can be a tough situation to be in if someone else tips it over, especially if you weren’t there to witness it and know who did it. This article will explain what to do in such situations and how you can get the most compensation.
If someone tips over your motorcycle with their vehicle
Seeing your motorcycle tipped over on it’s side can be unsettling. It is completely strange to see a motorcycle in this position. Motorcyclists are often scared when they see it happen. Motorcycles weren’t meant to be on their side anyway.
Witnessing or being informed that someone made your motorcycle tip over on it’s side adds a whole new set of frustrations to the equation. It’s one thing if you as the owner let it happen, but it’s a whole other ball game when someone else does it.
You might be able to see or hear what happened to your motorcycle when it was tipped by someone else. This is the ideal situation for your motorcycle if it were to be tip-toed by another person.
You have to be brave enough to admit you did something similar. You could have been left behind if they just ran away. Keep cool and remain rational in these situations.
Before you pick up your motorcycle, call the police and take as many pictures of the scene as possible while you’re waiting for the police get there. In case of an insurance claim, or the authorities needing to use them, this is important. You may not be inclined to call the police if there are significant damages to your bike, but you must.
Once the police get there, gather the hitter’s insurance information. If they have liability insurance, it will cover damage to your vehicle if their vehicle collides with it. If they don’t have insurance, they are held personally liable for those damages they caused to your motorcycle. That’s why it’s nice to have the police there so they can mediate these negotiations.
You should now be able pick up your motorcycle to assess the damage. Usually the biggest damages to a motorcycle when they’re tipped over is cosmetic related and most don’t have to worry too much about engine or frame damage if the collision wasn’t too hard. The police and insurance companies will help you decide what next to do regarding your insurance claims.
If someone tips over your motorcycle
The situation might be slightly different if they tip over your motorcycle, meaning that it was their body and not a car. It could be that they pushed it with their arms or kicked it.
A situation like this means there was probably a little more malice involved on the tipper’s part, but accidents do happen and people can still knock over motorcycles by simply accidentally running into them.
Remember to maintain your cool when in such a position. Still be firm with your stance, but there’s no need for name calling or yelling. This will not solve anything. You should take as many photos of your bike being tipped as possible so that you have them to refer to later. Tell the police to inform them about the situation. They can help you mediate between the tipper and you.
The reason these types of situations are a little different is because the hitter didn’t use their car to tip over your motorcycle so you can’t use their auto insurance to fix the damages done. For any damages caused by the person who tipped your motorcycle over, they are fully responsible.
If the person who tipped you motorcycle refuses compensation, then you can sue them for vandalism or other similar claims. However, this is only if the person who tipped your motorcycle was also present.
When You Don’t Know How Your Motorcycle Tipped Over
Most people who discover their bike tipped over end up not realizing how it got there. You may have your suspicions, but without you or someone else seeing it you don’t have grounds to really accuse anyone.
This is the worst situation. There could be a slew of reasons your motorcycle is on it’s side. It could have been hit by someone’s car. Was it stolen by someone else? Or was it someone being rude and pushing it over? Or was it the wind? It’s hard to know.
If you find yourself in this situation, again you’ll need to take as many pictures as possible of the scene. You can get surveillance footage from a business to see how it happened. If not, you can also obtain a description of the vehicle or person responsible.
If no surveillance footage is available and there are no witnesses around to tell you what happened, you’re only left with fixing the damages yourself. If you’re handy, you may be able to fix everything yourself without having to get insurance involved.
These damages likely won’t be covered if all you have is liability on your motorcycle insurance. However, you should still be able to pay for the damages if your policy is comprehensive. You should have comprehensive coverage. You feel that the damages are too serious to cover out-of-pocket, so you should contact your insurance and submit a claim.
Do not tell your insurance company everything you think has happened. For example, if you tell your insurance that you think this was a hit and run, your insurance may decline the claim stating your comprehensive doesn’t cover hit and run scenarios. Tell the truth, but don’t tell your insurance more than you need to so you are covered.
You should also be aware that your rates could rise if your insurance company files a claim for your tipped motorbike.
How to prevent your motorcycle from being tipped over
If you’ve found yourself in a scenario like this, you’ll know that this is something you never want to experience again. It can be extremely frustrating and a complete nightmare.
To prevent your motorcycle being tipped by another person, there are some things you can do. First, I recommend using disc brakes with an alarm.
Some people will attempt to move a motorcycle from a parking spot so that they can use it as a car. A disc lock brake can stop this from happening. The alarm will sound when the disc lock brake detects movement. This could notify witnesses. Click here to view the recommended disc lock brake for motorcycle security.
Remember to park your motorcycle legally while you’re out and about. Your motorcycle may not be expected to be left in random spots. You may not be held liable if your motorcycle is illegally parked. You can read my article on motorcycle parking etiquette.
A camera can also be used to record your motorcycle when it is parked at home. This is especially important if you live in an apartment where strangers often walk past your motorcycle. It is a good idea to park your motorcycle near an apartment’s window. The window can have a camera that provides continuous surveillance for your bike. Click here for the recommended security camera for motorcycles.
Can I listen to music on a motorcycle? Motorcyclists can listen to music on their motorcycles. It is safer to use a Bluetooth helmet or a stereo system on your bike. Due to the potential dangers and laws that may follow, it is not recommended to use headphones while riding. You can read my article for more details.
How do you get a motorcycle that has fallen? If you’re left without a vehicle and are unable to get the bike yourself, it is possible to stand in the same direction as the seat. Place your feet on the motorcycle’s seat, and then bend your knees to place your bottom there. To lift the motorcycle, use your knees.